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Term life is pure protection in the event of your untimely demise. It is the major portion of most physicians' insurance portfolio. It is the least expensive coverage for the super-preferred risk. If you have health concerns, take a moment to go to our information for the not so perfect risk.The cost may be low, but there are certain factors to consider including:
1) Is the insurance company financially sound?
2) How is their general service?
3) Is the policy convertible to permanent insurance?
- If so for how long?
- What is the quality of the conversion product?
4) Will the broker be here to serve you? in 5 years? in 10 years?
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We offer 10, 15, 20 & 30-year plans. Below are some sample premiums for super preferred non-smoking males. Female rates are lower! Please consult our "Term Life - Female" information.
$1,000,000 of coverageMale - Non-Smoker - preferred
Annual Premium - 10 Year term
| Age | Low-Ball Rate Company | Higher Quality Company |
| 35 | 305 | 310 |
| 40 | 375 | 375 |
| 45 | 640 | 655 |
| 50 | 1010 | 1065 |
| 55 | 1700 | 1715 |
| 60 | 2840 | 2855 |
What would my premium be?

Complete the form below for a personalized quote or call us today at 1-800-343-5382.
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