Student and Non-Invasive Residents
Monthly Premium per $1000/monthly Benefit 1
90 Day Elimination Period
Lifetime Benefit
Non-Tobacco User
Male
  Age  TotalFIO2
(per $1000)
25$19.79$1.75
26$19.81$1.74
27$19.83$1.75
28$19.86$1.75
29$19.90$1.76
30$19.95$1.77
31$20.00$1.77
32$20.06$1.77
33$20.13$1.78
34$20.30$1.80
35$20.80$1.84
36$21.67$1.94
37$22.87$2.06
38$24.35$2.21
39$26.03$2.37
40$27.86$2.55
     
Female
  Age  TotalFIO2
(per $1000)
25$29.80$2.75
26$29.81$2.75
27$29.83$2.75
28$29.86$2.76
29$29.95$2.77
30$30.30$2.79
31$30.85$2.86
32$31.63$2.92
33$32.68$3.04
34$34.10$3.17
35$35.92$3.36
36$38.26$3.59
37$41.07$3.87
38$44.20$4.19
39$47.52$4.52
40$50.86$4.85

1 These premiums increase annually. Level premium plans are available. All rates are guaranteed to age 65.   
2 The F.I.O. option allows the purchase of more coverage in the future