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HIV positive insurance is available for physicians and their employees. The HIV positive insurance program is designed to replace lost income and help pay for medical care. It provides a lump-sum benefit payment upon confirmation of an HIV seropositive test. As a practical matter, HIV positive diagnoses may not be covered by traditional disability insurance; therefore, HIV positive indemnity insurance might be the only way to protect your financial interests. Because our group HIV positive policy distributes the risk broadly, it can be offered at far less cost than alternatives available from domestic or international sources.
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$25,000 |
$150,000 |
$300,000 |
$600,000 |
| Semiannual Premium |
$13.75 |
$82.50 |
$165.00 |
$330.00 |
- Up to $150,000 is available per individual with medical questions (no blood test)
- Maximum amount of coverage up to $600,000 with blood test
- Premiums are the same regardless of the ages of the insured
- The premium may be tax deductible to the professional corporation
HOW TO APPLY
- Simply complete, sign and return the Enrollment Application via fax to Malachy Whalen & Company. Be sure to:

For additional information, please complete the form below.
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